What we do

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What We Offer

A pillar of your prosperity

Our aim is to deliver financial, structural, and organisational competency to businesses and organisations of all shapes and sizes.

Public Limited Companies (PLCs), Small and Medium Enterprises (SMEs), local authorities, governing bodies, and third sector organisations – we have steadily built up a stellar reputation with all of the above, delivering true value at a business level, and economic growth at a regional level.

Business Planning

To secure true economic growth in an area, businesses need to prosper. Prosperity comes from good business decisions planned and made against a clear financial picture.

We support businesses to create effective and deliverable plans that include funding strategies, strategic direction, organisation, and financial control. This means getting comfortable with the detail – forecasting, cash flows, and financial strategy all play their part in sound financial management, and we’ll support with all the above.

When we’re delivering this type of support to businesses on a regional level – we can really get a clear picture of what provisions are required on a regional level.

Through working with businesses, economic development practitioners, funding bodies, and multiple sectors – we can identify opportunities and needs which can then be tackled strategically by local authorities. It’s that added value, by working at scale, where CJM Lumina truly shines.

Business Strategy

Crafting your strategy for success

To deliver their plans for growth – businesses must have the right structures in place. It takes efficient processes, a consistent company culture, core values, methods of operation, and agreement on your overall mission to fuel success in business. Where one of these elements falls short, it can block your path to growth.

Once you reach the start of that growth trajectory, it’s about delivering it in a sustainable way for the long-term. CJM Lumina supports all of the above; tailoring and implementing these structures in a way that works best for your business.

Communities, Social Enterprises and the Third Sector

Since day one CJM Lumina has supported communities, Social Enterprises and third sector organisations to start, grow, and become commercially sustainable. Without financial security, you can’t do what you do best.

Right now, the economic landscape is trickier than ever – meaning financial viability is vitally important. Working alongside local authorities, enterprise agencies, and other economic development functions we deliver our specialist range of services to enhance community development, economic opportunity, and project delivery.

Whether it’s support with project options appraisals, funding applications, general financial management, or structural and operational governance – we help you to get everything in place and working efficiently so that you can pursue your purpose. We’ll also work with you post-setup to ensure everything continues to run just as it should.

Business Skills Training

Our Scotland-wide training ranges from delivering national programmes across multiple regions to ad hoc courses tailored to specific disciplines or pain points, with flexible delivery either online or in person to suit different organisations and ways of working. Regardless of the topic, our focus is on equipping participants to tackle challenges head on through practical training with actionable takeaways that drive tangible change for businesses.

We also design bespoke courses to meet the needs of individual Economic Development functions, delivering to businesses and third sector organisations, drawing from a portfolio of over 50 adaptable courses covering areas such as business planning and financial forecasting, funding for growth, financial governance, self-assessment, business start-up, marketing, strategy, innovation, customer service, Business Model Canvas, diversity and inclusion, sustainability and green profitability, pitching, social media and digital, working effectively with accountants, and Xero cloud accounting.

Business Growth / Developing Growth and Enterprise

CJM Lumina has been supporting business growth for over 16 years. Drawing on this experience, we understand what organisations need to have in place to give themselves the best possible chance of success.

We help businesses across all sectors put clear, dependable plans and structures in place, creating strong foundations for sustainable growth. This includes practical support with business planning and financial forecasting, as well as aligning company culture, values, ways of working and overall mission. When these fundamentals are clear and consistent, growth becomes far more achievable.

We also work closely with business leaders to ensure responsibilities are clearly owned, arrangements are future-proofed and any skills or training needs are identified and addressed. Our end-to-end experience allows us to take a holistic approach, improving efficiency, profitability and, crucially, the long-term sustainability of SMEs across Scotland — benefiting businesses and the wider economy alike.

It’s our experience in the full spectrum of these services that enable us to holistically improve your ability to grow. Our track record has demonstrated that our support boosts efficiency, profitability, and most importantly – the long-term sustainability of SMEs across Scotland. That is good for all of us.

Grants and Funding

Whether you’re a startup or an established private businessor social enterprise – securing and sustaining your foothold in the market takes time, effort, and money. To achieve your ambitions, you might need to consider funding. Where do you start?

Through working with our trusted roster of private sector funding partners, third sector grant bodies, and public sector funding bodies (for both grants and loans) CJM Lumina can design and deliver funding packages that work for your organisation.

Securing funding is an art. After identifying the right sources, we can help with those all-important applications to enhance your chances of being successful.

We’ve experience of working with, and applying to, funding bodies such as: